IFSCA-regulated · GIFT City IFSC
Beyondly gives Indian investors a direct account in US equities and ETFs — plus 25 other markets — settled in dollars, held in your name, and regulated from India's own international financial centre.
Remittance under RBI's LRS · Fractional shares from $1 · No STT or stamp duty
Reading the market calendar…
Why the US market
Indian equities are roughly one twenty-fifth of global market value. Everything else — the chipmakers, the cloud platforms, the drug pipelines, the brands in your own home — lists somewhere else. Mostly in New York.
India is a fast-growing sliver of the global market; the US is the majority of it. Owning only Indian equities means voluntarily skipping most of the investable world — and concentrating your career, your currency and your capital in a single economy at the same time.
The phone in your hand, the cloud your company runs on, the search engine, the streaming service, the GPUs behind every AI product — almost none of it is listed in India. In New York, you can be a shareholder instead of only a customer.
Semiconductors, global software platforms, biotech, aerospace, defence primes, medical devices. These are entire industries with no meaningful listed equivalent on Indian exchanges.
The rupee has trended weaker against the dollar over decades. Dollar-denominated assets turn that drift from a cost into a tailwind — and give your future dollar expenses, like a child's education abroad, a matching asset.
Fractional shares mean a $600 stock is not out of reach. Build a real position in a real company with the amount you actually want to invest this month.
Thousands of listed funds covering total-market indices, single sectors, factors, bonds, commodities and specific themes — usually at fees a fraction of what the same exposure costs through an Indian feeder route, and without a fund-house cap on how much can be invested.
US and Indian markets respond to different rate cycles, different currencies and different demand. Holding both has historically produced a steadier line than holding either alone — which is the actual point of diversification.
Coverage
US equities and ETFs are what most Beyondly investors come for, and where the platform goes deepest — thousands of listed stocks and funds, fractional order sizes, and full corporate-action handling. When you want to go further, the same account reaches developed and emerging markets across Europe, Asia-Pacific, the Americas and Africa.
Equities and ETFs only. Overseas derivatives are not permitted to Indian residents under LRS.
How it works
Digital KYC with PAN and Aadhaar, plus Form W-8BEN so US dividend withholding is applied at the 25% treaty rate rather than 30%.
Transfer rupees from your Indian bank under the Liberalised Remittance Scheme. They convert to USD and land in your Beyondly account.
Place orders during the US session or queue them for the open. Shares are held in your name at the US clearing broker.
Statements built for Indian filing — Schedule FA, Form 67, capital gains in rupees. Sell and bring funds home whenever you choose.
Questions
Yes. The RBI's Liberalised Remittance Scheme permits every resident individual — including minors, through a guardian — to remit up to USD 250,000 per financial year for permitted purposes, and overseas investment in shares and ETFs is one of them.
Beyondly is registered with IFSCA and operates from GIFT City, so your account sits inside India's own international financial centre. Your KYC is Indian, your recourse is under Indian law, and every remittance is FEMA-compliant by construction.
Tax Collected at Source applies to outward remittances. For FY 2026–27: no TCS on the first ₹10 lakh you remit in a financial year, counted across all banks and all purposes combined. Above that threshold, investment remittances attract 20%.
TCS is not a fee and it is not lost. It is advance tax credited to your PAN, appears in your Form 26AS and AIS, and is set off against your total tax liability when you file. Anything in excess is refunded. The only real effect is on cash flow.
In the US: dividends are withheld at 25% under the India–US treaty, provided your W-8BEN is on file. The US does not tax capital gains for Indian residents.
In India: dividends are added to your income and taxed at your slab rate, with credit for the US withholding claimed through Form 67. Gains on shares held more than 24 months are long-term and taxed at 12.5%; anything shorter is taxed at your slab rate. Foreign holdings must be disclosed in Schedule FA of your return.
Rates and thresholds change with each Union Budget. Treat this as orientation, not tax advice, and confirm your own position with a chartered accountant.
The regular session runs 9:30 AM to 4:00 PM New York time. From roughly mid-March to early November, when the US is on daylight saving, that is 7:00 PM to 1:30 AM IST. For the rest of the year it shifts an hour later, to 8:00 PM to 2:30 AM IST.
You can place orders at any hour. Orders entered while the market is shut are queued and sent when it opens. The board at the top of this page tracks the live session for you.
The shares are held in your name at the US clearing broker, not pooled into a fund or a wrapper. You are the beneficial owner, and you receive dividends and corporate-action entitlements directly.
The US clearing broker is a member of the Securities Investor Protection Corporation, which covers up to USD 500,000 per customer — including up to USD 250,000 in cash — if the broker fails. SIPC protects against broker failure. It does not protect you against your shares going down.
You could, and many people do. The difference is where you stand if something goes wrong. A GIFT City account is regulated by IFSCA under Indian law: Indian KYC, Indian grievance redressal, Indian dispute resolution, and a single regulator overseeing the whole chain from your rupee deposit to your dollar trade.
There is also a cost difference. GIFT City transactions carry no Securities Transaction Tax, no Commodity Transaction Tax and no stamp duty.
No. Indian residents are not permitted to use LRS funds for overseas derivatives, margin trading or speculative activity. Beyondly offers listed equities and ETFs only — long positions, fully paid, in cash.
Yes, and it is the point most platforms skip. US-situated assets held by a non-resident alien above roughly USD 60,000 can be exposed to US estate tax on death, at rates that climb steeply. The India–US treaty covers income tax; it does not cover estate tax.
It is a planning problem, not a reason to stay out — but if your US holdings are heading past that figure, talk to an advisor about how the account is structured and titled.
Sell your holdings, let the trade settle, and request a withdrawal to the Indian bank account linked to your profile. Funds are converted back to rupees on the way in.
Money coming home does not consume your LRS limit — LRS governs outward remittance only. Do keep the contract notes and statements, since the gain is reported in your Indian return in rupee terms at the applicable exchange rates.
Account opening is fully digital and usually completes within a few working days, subject to KYC and FATCA/CRS verification. Your first LRS remittance typically settles in one to two working days once your bank has processed Form A2.
Get started
Open a Beyondly account in minutes. No account opening fee, no minimum balance, and your first order can be a single dollar.